Stamp Duty Calculator
Estimate the stamp duty (transfer duty) on a property purchase in Australia. First home buyers and owner-occupiers may pay much less, this gives an indicative figure.
Without a first-home concession, expect close to the figure above. Each state calculates duty on its own brackets, so treat this as a planning estimate.
or from $134/week over 5 years , indicative finance
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Stamp duty (transfer duty) is usually the largest upfront cost after your deposit, typically around 3–5% of the price for a standard purchase. Each state and territory uses its own sliding brackets, so the exact figure varies.
Pricing reviewed: June 2026.
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Understanding stamp dutys in Australia
Stamp duty (transfer duty) is usually the largest upfront cost after your deposit, typically around 3–5% of the price for a standard purchase. Each state and territory uses its own sliding brackets, so the exact figure varies.
First home buyers buying to live in often pay reduced or zero duty under a price cap, while investors pay full duty. Foreign buyers may also face a surcharge. Always confirm the current threshold for your state.
Frequently asked questions
How much is stamp duty in Australia?
Roughly 3–5% of the purchase price for a standard buyer in 2026, but it’s calculated on state-specific brackets and reduced for eligible first home buyers.
Do first home buyers pay stamp duty?
Often little or none under a state price cap when buying to live in, above the cap, concessions phase out. Investors pay full duty.
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