IVF Medicare Rebate Calculator
Estimate the Medicare rebate you may receive on an IVF cycle in Australia, before and after the Safety Net.
Before the Safety Net, Medicare rebates a base amount per cycle. After your annual out-of-pocket threshold is reached, Medicare pays 80% of the gap on out-of-hospital items, dramatically increasing the rebate on later cycles.
- ✓Register your family for the Medicare Safety Net
- ✓Keep all IVF receipts, they count toward your threshold
or from $25/week over 5 years , indicative finance
Run a fertility clinic? Put a calculator like this on your own website, branded as yours.See how →How we estimate this
Medicare rebates a base amount on each IVF cycle through specific item numbers. For a fresh cycle this is roughly $5,000 in 2026, less for a frozen transfer.
Pricing reviewed: June 2026.
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Understanding ivf medicare rebates in Australia
Medicare rebates a base amount on each IVF cycle through specific item numbers. For a fresh cycle this is roughly $5,000 in 2026, less for a frozen transfer.
The bigger lever is the Medicare Extended Safety Net: once your family’s annual out-of-pocket reaches the threshold, Medicare covers 80% of further out-of-hospital gaps, so the rebate on a second or third cycle is much higher than the first.
Frequently asked questions
How much does Medicare rebate for IVF?
Roughly $5,000 per fresh cycle in 2026, with a much higher effective rebate once you pass the Safety Net threshold.
What is the Medicare Safety Net for IVF?
Once your annual out-of-pocket costs reach a threshold, Medicare pays 80% of further out-of-hospital gaps, sharply cutting the cost of repeat cycles.
Run a fertility clinic? Add this ivf medicare rebate calculator to your own website →